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Liberty Mutual Exposed-Workers Comp Fraud By Insurance Company & Conspirators In Riverside
Workers comp carrier Liberty Mutual is engaged in a criminal conspiracy to cover up their worker comp fraud against Riverside Winco injured worker Deanna Carroll. Carroll was injured at work and the company illegally fired her and then Liberty Mutual engaged in a criminal conspiracy to limit their liability. This has happened to other injured workers at Liberty Mutual insurance company and the California District Attorney's refuse to prosecute these crooks. Contact CEO Edmund F. Kelly and ask him if he knows about this criminal workers comp fraud at his company.
Liberty Mutual Exposed-Workers Comp Fraud By Insurance Company And Conspirators In Riverside Against Winco Injured Worker Deanna Carroll
http://libertymutualexposed.wordpress.com/about/
BOUT: WINCO FOODS- LIBERTY MUTUAL- LAW OFFICES OF PATRICK MCDONOUGH
I was injured at work by a coworker at Winco Foods in Victorville, Ca. The co worker was being rushed by management while pulling an electric pallet jack load that he was not certified to use. Over the intercom management was yelling “hurry up you have 5 minutes to get your work done” etc. (Serious & willful misconduct). Once I was injured the store manager Dareck Shannon began to harrass me along with with having coworkers harass me. Dareck then assaulted me while on light duty, (Discrimination) This resulted in a neck inury that Liberty Mutual accepted in my claim. (serious and willful misconduct). I reported this assault to the president of Winco Holdings Inc. Rich Charrier. After that, I was then wronfully terminated as a result of retaliation and discrimination. My DWC1 form was altered which constitutes fraud and misrepresentation. The eemployers report was left undated and my position was written to reflect another position (Premium fraud) The entire form has false information on it. The accident analysis report is fraudulent. Harrassment, assault and fraud began at the employer… in which Liberty Mutual the Insurance company has continued the fraud maliciously. They have involved my prior attorneys along with doctors, judges, and other professionals in an effort to deny me of the benefits I am entitled to. Their is now over 160 issues of fraud. I bet your saying how can that be possible? I have proof supporting this in over 1500 evidentiary documents.Fraud has been committed on numerous occasions against me by Lindsay Bostrom of Liberty Mutual Insurance company. I attempted to put her supervisor Julie Horton on notice in which she ignored my letter. I then put Julie Hortons supervisor Michael Myers on notice, in which I put his supervisor Carolyn Turpin on Notice at the same time. Michael Myers wrote me a letter acknowledging he received my letter and promised to give me a response although he stated he tried to call in which he requested a phone number be provided. I wrote back and gave an update on contact information… but advised all correspondance needs to be done through mail. This is when I received a letter from their attorney not to contact claims anymore. I then wrote the law offices of Halas Muhar Orange defense attorney Debra Martin confronting her about the fraudulent statements sent to the QME doctor on behalf of Liberty Mutual by her. I then received a notice regarding a substitution of attorney. My case was transferred to the Law offices of Patrick Mc Donough to defense attorney Nina Munoz. This is when their defense attorney started committing fraud on top of all the other fraud that Liberty Mutuals Case manager had already done. Long story short upon Settlement offer Liberty Mutual along with their defense attorney Nina Munoz tried to rip me off when they offered $49,480.00 to settle in which that same day they filed a petition to sanction me for attorney fees of $24,500.00. I declined their offer of $49,480.00 in which The defense attorney began to act out in rage with the help of a CHP officer acting with malice and out of his line of duty. I had to get a restraining order against the defense attorney in which I later dropped it due to me writing the Attorney Generals office requesting an investigation in which I asked a criminal and civil suit be brought against Nina Munoz personally along with her Employer, Liberty Mutual and all of the other parties they have involved with their fraud and criminal activity. I wrote their attorney Kevin McCurdy a letter back after he tried to make me cease and desist from telling the courts about all the fraud. More details coming soon
Is Liberty Mutual CEO Edmund F. (Ted) Kelly Covering Up Criminal Workers Comp Fraud?
2005 compensation $27 million
http://people.forbes.com/profile/edmund-f-ted-kelly/130747
Edmund F. (Ted) Kelly
Chairman of the Board
Liberty Mutual Agency Corp
Boston , MA
Sector: FINANCIAL / Property & Casualty Insurance
Independent Director , Bank of New York Mellon
New York , NY
Sector: FINANCIAL / Asset Management
Director , EMC Corporation
Hopkinton , MA
Sector: TECHNOLOGY / Data Storage Devices
65 Years Old
Edmund F. Kelly is the Chairman of our board of directors. He has been a member of our board of directors since May 2010. He is the Chairman of the board of directors and Chief Executive Officer of Liberty Mutual and certain of its affiliates, a role he has held since 2001. From 2000 to July 2010, he was also President of Liberty Mutual and certain of its affiliates. He has been Chairman and Chief Executive Officer of Liberty Mutual Insurance Company (?LMIC?) and Liberty Mutual Fire Insurance Company (?LMFIC?), both of which are subsidiaries of Liberty Mutual, since 2000. He has been Chairman of Employers Insurance Company of Wausau (?EICOW?), also a subsidiary of Liberty Mutual, since 1999 and a director of EICOW since 1998. He has served as a director of EMC Corporation and The Bank of New York Mellon Corporation since 2007. Mr. Kelly has over 35 years of experience in the property and casualty insurance industry. In his current position as Director, Chairman and Chief Executive Officer of Liberty Mutual, Mr. Kelly possesses significant management, financial, strategic planning and operational experience. In addition, Mr. Kelly is a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries. Further, Mr. Kelly?s service on other public company boards affords him additional valuable insights and experiences.
Forbes Rankings
Bank of New York Mellon - 575th on the Forbes Global 2000 in 2010
EMC - 284th on the Forbes Global 2000 in 2010
Bank of New York Mellon Forbes 400 Best Big Companies in 2009
EMC - 307th on the Forbes Global 2000 in 2009
Bank of New York Mellon - 173rd on the Forbes Global 2000 in 2009
See All Rankings >
Director Compensation (Bank of New York Mellon) for 2008
Fees earned or paid in cash $103,500.00
Stock awards $102,087.00
Option awards (in $) $0.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $205,587.00
Director Compensation (Bank of New York Mellon) for 2007
Fees earned or paid in cash $45,900.00
Stock awards $42,956.00
Option awards (in $) $0.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $88,856.00
Director Compensation (EMC Corporation) for 2010
Fees earned or paid in cash $64,750.00
Stock awards $196,300.00
Option awards (in $) $64,247.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $325,297.00
Director Compensation (EMC Corporation) for 2009
Fees earned or paid in cash $77,575.00
Stock awards $127,800.00
Option awards (in $) $42,430.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $247,805.00
Director Compensation (EMC Corporation) for 2008
Fees earned or paid in cash $50,000.00
Stock awards $106,291.00
Option awards (in $) $34,392.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $190,683.00
Director Compensation (EMC Corporation) for 2007
Fees earned or paid in cash $28,500.00
Stock awards $0.00
Option awards (in $) $0.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $28,500.00
http://www.forbes.com/forbes/2008/1110/106.html
Marketing
Kings Gambit
Dorothy Pomerantz, 10.22.08, 06:00 PM EDT
Forbes Magazine dated November 10, 2008
Is Liberty Mutual's new marketing deal with NBC insidious or ingenious?
Actors Christopher Egan and Allison Miller in the upcoming TV movie debut of Kings.
Intelligent Investing
Gadgets We Love
Abandoned Mines
Complete Contents
Is Liberty Mutual's new marketing deal with NBC insidious or ingenious?
When the hourlong weekly dramaKings debuts as a TV movie on NBC this February it will feel like a refreshing change from the overcommercialization of prime time. No brands or labels appear in it. Nor will Kings' characters slip in plugs for the show's main sponsor, insurance giant Liberty Mutual.
Then comes the twist.
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The seeming absence of commercialization is an illusion. The truth: The plot of the show and the marketing message of its sponsor were developed in concert and will, ever so subtly, weave together. Unlike the usual heavy-handed product placements, the connection between Kings and its sponsor is intended to be hard to see. The show and the ads will both make a habit of celebrating personal responsibility, says Liberty Mutual marketing chief Stephen G. Sullivan, though unless viewers pay attention, they are likely to miss the thematic similarities.
Sullivan figures viewers will welcome this novel blending of the creative and commercial worlds as a not-too-jarring way to connect a sponsor's message with a show. At the same time, he expects the subtle moral message will come through clearly enough to change viewers' behavior, persuading them to buy more auto and homeowners policies. "We want to get the message across without being preachy," Sullivan says.
For Liberty Mutual, a 96-year-old Boston firm with revenue of $26 billion, the unusual deal is at the center of a much larger bet. The $5 million Kings sponsorship is part of a $90 million marketing campaign based on the same high-minded theme of personal responsibility that has appeared in ads from ad agency Hill Holliday in Boston for two years. (By contrast, Geico's competing $600 million campaign stars a smooth-talking gecko.) There are 13 episodes of Kings, the series, on order. To date, the insurance company doesn't know how much ad time it will buy on those episodes, which will probably be seen by 8 million viewers, at least to start.
The focus on responsibility first bubbled up in early 2006, when Liberty Mutual's ad department decided to launch a small campaign centered on one of the insurer's corporate mantras: "We will celebrate our customers' responsibility and relentlessly prove our own."
The first ad appeared in June 2006. It showed people performing small acts of kindness for strangers and that good feeling being passed along. Liberty received 3,500 e-mails and letters from people who were moved by the ad and inspired to tell their own tales of responsibility.
Comment On This Story
Liberty Mutual Chief Edmund F. Kelly liked the results so much he ordered the marketing department to find ways to expand the concept. "Come up with a big idea and we'll spend money on it," he told Sullivan.
http://libertymutualexposed.wordpress.com/about/
BOUT: WINCO FOODS- LIBERTY MUTUAL- LAW OFFICES OF PATRICK MCDONOUGH
I was injured at work by a coworker at Winco Foods in Victorville, Ca. The co worker was being rushed by management while pulling an electric pallet jack load that he was not certified to use. Over the intercom management was yelling “hurry up you have 5 minutes to get your work done” etc. (Serious & willful misconduct). Once I was injured the store manager Dareck Shannon began to harrass me along with with having coworkers harass me. Dareck then assaulted me while on light duty, (Discrimination) This resulted in a neck inury that Liberty Mutual accepted in my claim. (serious and willful misconduct). I reported this assault to the president of Winco Holdings Inc. Rich Charrier. After that, I was then wronfully terminated as a result of retaliation and discrimination. My DWC1 form was altered which constitutes fraud and misrepresentation. The eemployers report was left undated and my position was written to reflect another position (Premium fraud) The entire form has false information on it. The accident analysis report is fraudulent. Harrassment, assault and fraud began at the employer… in which Liberty Mutual the Insurance company has continued the fraud maliciously. They have involved my prior attorneys along with doctors, judges, and other professionals in an effort to deny me of the benefits I am entitled to. Their is now over 160 issues of fraud. I bet your saying how can that be possible? I have proof supporting this in over 1500 evidentiary documents.Fraud has been committed on numerous occasions against me by Lindsay Bostrom of Liberty Mutual Insurance company. I attempted to put her supervisor Julie Horton on notice in which she ignored my letter. I then put Julie Hortons supervisor Michael Myers on notice, in which I put his supervisor Carolyn Turpin on Notice at the same time. Michael Myers wrote me a letter acknowledging he received my letter and promised to give me a response although he stated he tried to call in which he requested a phone number be provided. I wrote back and gave an update on contact information… but advised all correspondance needs to be done through mail. This is when I received a letter from their attorney not to contact claims anymore. I then wrote the law offices of Halas Muhar Orange defense attorney Debra Martin confronting her about the fraudulent statements sent to the QME doctor on behalf of Liberty Mutual by her. I then received a notice regarding a substitution of attorney. My case was transferred to the Law offices of Patrick Mc Donough to defense attorney Nina Munoz. This is when their defense attorney started committing fraud on top of all the other fraud that Liberty Mutuals Case manager had already done. Long story short upon Settlement offer Liberty Mutual along with their defense attorney Nina Munoz tried to rip me off when they offered $49,480.00 to settle in which that same day they filed a petition to sanction me for attorney fees of $24,500.00. I declined their offer of $49,480.00 in which The defense attorney began to act out in rage with the help of a CHP officer acting with malice and out of his line of duty. I had to get a restraining order against the defense attorney in which I later dropped it due to me writing the Attorney Generals office requesting an investigation in which I asked a criminal and civil suit be brought against Nina Munoz personally along with her Employer, Liberty Mutual and all of the other parties they have involved with their fraud and criminal activity. I wrote their attorney Kevin McCurdy a letter back after he tried to make me cease and desist from telling the courts about all the fraud. More details coming soon
Is Liberty Mutual CEO Edmund F. (Ted) Kelly Covering Up Criminal Workers Comp Fraud?
2005 compensation $27 million
http://people.forbes.com/profile/edmund-f-ted-kelly/130747
Edmund F. (Ted) Kelly
Chairman of the Board
Liberty Mutual Agency Corp
Boston , MA
Sector: FINANCIAL / Property & Casualty Insurance
Independent Director , Bank of New York Mellon
New York , NY
Sector: FINANCIAL / Asset Management
Director , EMC Corporation
Hopkinton , MA
Sector: TECHNOLOGY / Data Storage Devices
65 Years Old
Edmund F. Kelly is the Chairman of our board of directors. He has been a member of our board of directors since May 2010. He is the Chairman of the board of directors and Chief Executive Officer of Liberty Mutual and certain of its affiliates, a role he has held since 2001. From 2000 to July 2010, he was also President of Liberty Mutual and certain of its affiliates. He has been Chairman and Chief Executive Officer of Liberty Mutual Insurance Company (?LMIC?) and Liberty Mutual Fire Insurance Company (?LMFIC?), both of which are subsidiaries of Liberty Mutual, since 2000. He has been Chairman of Employers Insurance Company of Wausau (?EICOW?), also a subsidiary of Liberty Mutual, since 1999 and a director of EICOW since 1998. He has served as a director of EMC Corporation and The Bank of New York Mellon Corporation since 2007. Mr. Kelly has over 35 years of experience in the property and casualty insurance industry. In his current position as Director, Chairman and Chief Executive Officer of Liberty Mutual, Mr. Kelly possesses significant management, financial, strategic planning and operational experience. In addition, Mr. Kelly is a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries. Further, Mr. Kelly?s service on other public company boards affords him additional valuable insights and experiences.
Forbes Rankings
Bank of New York Mellon - 575th on the Forbes Global 2000 in 2010
EMC - 284th on the Forbes Global 2000 in 2010
Bank of New York Mellon Forbes 400 Best Big Companies in 2009
EMC - 307th on the Forbes Global 2000 in 2009
Bank of New York Mellon - 173rd on the Forbes Global 2000 in 2009
See All Rankings >
Director Compensation (Bank of New York Mellon) for 2008
Fees earned or paid in cash $103,500.00
Stock awards $102,087.00
Option awards (in $) $0.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $205,587.00
Director Compensation (Bank of New York Mellon) for 2007
Fees earned or paid in cash $45,900.00
Stock awards $42,956.00
Option awards (in $) $0.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $88,856.00
Director Compensation (EMC Corporation) for 2010
Fees earned or paid in cash $64,750.00
Stock awards $196,300.00
Option awards (in $) $64,247.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $325,297.00
Director Compensation (EMC Corporation) for 2009
Fees earned or paid in cash $77,575.00
Stock awards $127,800.00
Option awards (in $) $42,430.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $247,805.00
Director Compensation (EMC Corporation) for 2008
Fees earned or paid in cash $50,000.00
Stock awards $106,291.00
Option awards (in $) $34,392.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $190,683.00
Director Compensation (EMC Corporation) for 2007
Fees earned or paid in cash $28,500.00
Stock awards $0.00
Option awards (in $) $0.00
Non-equity incentive plan compensation $0.00
Change in pension value and nondisqualified compensation earnings $0.00
All other compensation $0.00
Total Compensation $28,500.00
http://www.forbes.com/forbes/2008/1110/106.html
Marketing
Kings Gambit
Dorothy Pomerantz, 10.22.08, 06:00 PM EDT
Forbes Magazine dated November 10, 2008
Is Liberty Mutual's new marketing deal with NBC insidious or ingenious?
Actors Christopher Egan and Allison Miller in the upcoming TV movie debut of Kings.
Intelligent Investing
Gadgets We Love
Abandoned Mines
Complete Contents
Is Liberty Mutual's new marketing deal with NBC insidious or ingenious?
When the hourlong weekly dramaKings debuts as a TV movie on NBC this February it will feel like a refreshing change from the overcommercialization of prime time. No brands or labels appear in it. Nor will Kings' characters slip in plugs for the show's main sponsor, insurance giant Liberty Mutual.
Then comes the twist.
Article Controls
REPRINT
NEWSLETTER
COMMENTS
SHARE
The seeming absence of commercialization is an illusion. The truth: The plot of the show and the marketing message of its sponsor were developed in concert and will, ever so subtly, weave together. Unlike the usual heavy-handed product placements, the connection between Kings and its sponsor is intended to be hard to see. The show and the ads will both make a habit of celebrating personal responsibility, says Liberty Mutual marketing chief Stephen G. Sullivan, though unless viewers pay attention, they are likely to miss the thematic similarities.
Sullivan figures viewers will welcome this novel blending of the creative and commercial worlds as a not-too-jarring way to connect a sponsor's message with a show. At the same time, he expects the subtle moral message will come through clearly enough to change viewers' behavior, persuading them to buy more auto and homeowners policies. "We want to get the message across without being preachy," Sullivan says.
For Liberty Mutual, a 96-year-old Boston firm with revenue of $26 billion, the unusual deal is at the center of a much larger bet. The $5 million Kings sponsorship is part of a $90 million marketing campaign based on the same high-minded theme of personal responsibility that has appeared in ads from ad agency Hill Holliday in Boston for two years. (By contrast, Geico's competing $600 million campaign stars a smooth-talking gecko.) There are 13 episodes of Kings, the series, on order. To date, the insurance company doesn't know how much ad time it will buy on those episodes, which will probably be seen by 8 million viewers, at least to start.
The focus on responsibility first bubbled up in early 2006, when Liberty Mutual's ad department decided to launch a small campaign centered on one of the insurer's corporate mantras: "We will celebrate our customers' responsibility and relentlessly prove our own."
The first ad appeared in June 2006. It showed people performing small acts of kindness for strangers and that good feeling being passed along. Liberty received 3,500 e-mails and letters from people who were moved by the ad and inspired to tell their own tales of responsibility.
Comment On This Story
Liberty Mutual Chief Edmund F. Kelly liked the results so much he ordered the marketing department to find ways to expand the concept. "Come up with a big idea and we'll spend money on it," he told Sullivan.
For more information:
http://libertymutualexposed.wordpress.com/...
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You probably should take down your blog because there are some pretty wild, unsubstantiated accusations you're throwing out there. You're essentially helping the defense attorneys with their case against you, and this blog may be enough to convince your WCAB judge to dismiss your case.
You should have accepted their settlement offer; which was very reasonable. The more you dig in your heels, the more the insurance company will do the same; they'll find former doctors of yours to testify that your injuries could be preexisting, etc. These are billion dollar companies you are up against with more resources than you could imagine. I applaud your efforts to try to uncover bad businessmen, but this story is really about your employer lying, and their insurance company taking the employer's word over yours; that does not constitute fraud on behalf of the insurance company. There's nothing criminal about an insurance company attempting to limit their liability; the laws regulating that industry are extremely pro-business, and what they're doing is common, standard practice, not a criminal conspiracy.
~Jim
These insurance carrier's, employers and their attorneys are in control. Our elect seems to either not care about injured workers or they are bought and paid for. Applicant attorneys seem to work together with defense attorneys just to get a little something for themselves. The system is corrupt. Injured workers are maimed by the insurance carriers network of medical providers or they are delayed or denied medical treatment. Some injured workers suffer heinous crimes due to these criminals.