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Minimum income requirements still exclude the poor from affordable housing
Bay Area Nonprofits Use Minimum Income Requirements To Exclude The Poor From Their So-Called Affordable Housing Projects!
Minimum income requirements still exclude the poor from affordable housing
By Lynda Carson - December 29, 2024
Homelessness has increased during the past year by 18%, during the same time that so-called nonprofit housing developers in the Bay Area have been using “minimum income requirements” to exclude the poor from their so-called affording housing projects.
Last Friday, according to NPR, reportedly homelessness jumps to an all time high across the nation during an affordable housing shortage. In part the report states, “More than 770,000 people were living in shelters or outside in January, according to an annual federal report on homelessness by the Department of Housing and Urban Development. The number is up 18% from last year's count — which had also jumped from the year before — and is the largest number since HUD started doing this report in 2007.
HUD released its report Friday https://www.huduser.gov/portal/datasets/ahar/2024-ahar-part-1-pit-estimates-of-homelessness-in-the-us.html , based on the January "point-in-time" survey in cities around the country. The results punctuated a trend advocates for homeless people and affordable housing have been highlighting.”
According to reports during July 2024, the brutal Governor Gavin Newsom ordered that homeless encampments have to be cleared out, leaving the homeless with few options or places to go.
Reportedly, “Gov. Gavin Newsom ordered state agencies to remove homeless camps throughout California, his first major show of force since the Supreme Court granted state and local authorities more power to clear encampments.
Newsom’s executive order mandates that state agencies and departments adopt policies to clear camps on state property. It also encourages local governments to do the same.
“This executive order directs state agencies to move urgently to address dangerous encampments while supporting and assisting the individuals living in them — and provides guidance for cities and counties to do the same,” Newsom said in a news release. “The state has been hard at work to address this crisis on our streets. There are simply no more excuses. It’s time for everyone to do their part.”
Additionally, reportedly “A growing number of people — many of them older and homeless — are freezing to death during winter. https://kffhealthnews.org/news/article/california-freezing-deaths-increase-older-people-homeless/ “Hypothermia from exposure to cold temperatures was the underlying or contributing cause of death for 166 Californians last year, more than double the number a decade ago, according to provisional death certificate data from the U.S. Centers for Disease Control and Prevention. The age-adjusted rate of 3.7 deaths per million residents in 2023 was the highest in the state in at least 25 years.”
Making matters worse, Trump’s pick Scott Turner to run HUD may hate the poor. If Scott Turner becomes the next HUD Secretary, this may result in millions of more seniors and those with disabilities becoming homeless in the very near future.
Meanwhile, during the brutal homelessness increase in 2024 reported by HUD, it is horrifying to see that “minimum income requirements” still continue to exclude the poor from many so-called affordable housing projects in the Bay Area.
I have reported about this in 2023 https://www.indybay.org/newsitems/2023/05/12/18855991.php , and in 2022 https://www.indybay.org/newsitems/2022/08/13/18851569.php , and more than 10 years ago in 2014 https://www.indybay.org/newsitems/2014/08/21/18760485.php . However, minimum income requirements continue to exclude the poor from so-called affordable housing projects, as the homelessness crisis gets worse.
Reportedly, the average Social Security benefit is about $1,515 per month in California, during 2024, which is not much to live on locally, or in California.
Below are some recent listings that I dug up from the OpenHouse affordable housing listings in the Bay Area for the month of December 202. They reveal the activities of some affordable housing developers using “minimum income requirements” that exclude the poor from their so-called affordable housing projects.
Lynda Carson may be reached at newzland2 [at] gmail.com
OpenHouse
Affordable and Low-Income Housing Opportunities for Seniors and Adults with Disabilities
https://www.sf.gov/sites/default/files/2022-12/OpenHouseListings.pdf
San Francisco Affordable Housing:
Bayanihan House 88 6th Street (& Mission St.) San Francisco, CA 94103 Neighborhood: South of Market JSCO (415) 957-0227 roxana [at] todco.org
SRO: $631/mo *Single Room Occupancy, occupancy limit is 2 *This housing only offers shared bathrooms
Minimum income: $1,200/mo Maximum income: 1 person: $54,845/yr 2 persons: $62,685/yr
>>>>>>>
The Knox SRO 241 6th Street (& Folsom St.) San Francisco, CA 94103 Neighborhood: South of Market JSCO (415) 957-0227 roxana [at] todco.org
SRO: $772/mo *Single Room Occupancy, occupancy limit is 2 Room Size 10 ½’ x 18’ (Semi-Private) Bathroom - 7’ x 7
Minimum income: $1,500/mo Maximum income: 1 person: $62,680/yr 2 persons: $71,640/yr
>>>>>>>
Ambassador Hotel 55 Mason St., San Francisco, CA 94102 Neighborhood: Tenderloin Tenderloin Neighborhood Development Corporation (415) 776-7666 or (415) 361-4401 propertymanagement [at] tndc.o rg
SRO: $700/mo **These SRO units of er private bathrooms, but kitchen is communal for all building residents
Minimum income: $1,400/mo Maximum income: $39,350-$60,500/yr
>>>>>>>
Civic Center Residences 44 McAllister Street San Francisco, CA 94102 Neighborhood: Tenderloin TNDC Phone: (415) 431-2870 leaseups [at] tndc.org
SRO: $550-$600/mo This opportunity is for an SRO unit with shared bathroom and kitchen facilities.
Minimum income: $1,100-$1,200/mo Maximum income: $47,985-$52,450 /yr
>>>>>>>
Dalt Hotel 34 Turk Street San Francisco, CA 94102 Neighborhood: Tenderloin TNDC (415) 474-7712 Dalt-Leaseup [at] tndc.org
SRO: $600-$675/mo Unit sizes: 126-268 sq ft This opportunity is for an SRO unit with shared bathroom and kitchen facilities.
Minimum income: $1,200-$1,350/mo Maximum income: $52,450/yr
>>>>>>>
St. Claire Residence 585 Geary Street San Francisco, CA 94102 Neighborhood: Tenderloin Chinatown Community Development Center Phone: (415) 981-1378 Leasing [at] ChinatownCDC.org
SRO: $686/month Occupancy: 1 person
Minimum income: $1,372/month Maximum income: 1 person: $50,450/yr
>>>>>>>
William Penn Hotel 160 Eddy Street, San Francisco, CA 94102 Neighborhood: Tenderloin Chinatown Community Development Center Phone: (415) 775‐6211 leasing [at] chinatowncdc.org
SRO: $525-$625/mo **Available with private or shared bathroom units Maximum occupancy: 1
Minimum income: No bath: $1,050/mo With bath: $1,250/mo
>>>>>>>
Clayton Hotel 675 Clay Street, San Francisco, CA 94111 Neighborhood: Chinatown CCDC (415) 981-1378 Leasing [at] ChinatownCDC.org
SRO: $546/mo Maximum occupancy: 1 person This opportunity is for an SRO unit with shared bathroom and kitchen facilities
Minimum income: 1 person: $1,092/mo Maximum income: 1 person: $29,100/yr
>>>>>>>
Swiss American Hotel 534 Broadway, San Francisco, CA 94133 Neighborhood: North Beach CCDC (415) 984-1465 Leasing [at] ChinatownCDC.org
SRO: $575-$675/mo Maximum occupancy: 1 person This opportunity is for an SRO unit with shared bathroom and kitchen facilities.
Minimum income: 1 person: $1,150-$1,350/mo Maximum income: 1 person: $55,950/yr
>>>>>>>
Yerba Buena Commons 88 Perry St. (& 3rd St.) San Francisco, CA 94107 Neighborhood: South of Market Yerba Buena Commons Contact Leasing Office: info [at] yerbabuenacommons.c om
Studio: $1,470/mo w/ $1,470 deposit *Low-Income housing (No age req.)
Minimum income: $30,000/yr Maximum income: 1 person: $58,800/yr 2 persons: $67,200/yr
>>>>>>>
AVA Nob Hill 965 Sutter Street San Francisco, CA 94109 Neighborhood: Nob Hill Avalon Bay Communities Phone: (415) 928-0840 Contact Form available here
Studio: $1,311/mo 1BR: $1,499/mo 2BR: $1,686/mo +$50/mo fee for Wi-Fi
Minimum income: Studio: $31,464/yr 1BR: $35,967/yr 2BR: $40,464/yr Maximum income: Studio: $52,450-$59,950/yr 1BR:
>>>>>>>
Avalon at Mission Bay 255 King Street San Francisco, CA 94107 Neighborhood: Mission Bay Avalon Communities Phone: (415) 212-5225 Email: amissionbay [at] avalonbay.com
Studio: $1,607/mo 1BR: $1,831/mo 2BR: $2,029/mo 3BR: $2,226/mo *70% AMI Program, waitlist also open for 110% AMI Program
Minimum income: 70% AMI Program: Studio: $38,568/yr 1BR: $43,944/yr 2BR: $48,696/yr 3BR: $53,424/yr Maximum income: 70% AMI Program: 1 person: $70,600/yr 2 persons: $80,700/yr 3 persons: $90,800/yr 4 persons: $100,850/yr 5 persons: $108,950/yr 6 persons: $117,000/yr 7 persons: $125,100/y
>>>>>>>
Alameda County Affordable Housing:
Northgate Terrace 550 24th Street Oakland, CA 94612 Northgate Terrace (510) 465-9346
Studio: $1,050-$1,500/mo *Senior Housing, 62+
Minimum Income: $2,100/mo Maximum Income: 1 Person: $62,160 2 People: $71,040
>>>>>>>
Eastlake Apartments 2505 10th Avenue Oakland, CA 94606 EBALDC Leasing: (510) 434 – 1492 eastlakeapartments [at] ebaldc.org
1BR: $1,752/mo 2BR: $2,103/mo *Family Housing
Minimum income: 1BR: $50,057/yr 2BR: $60,086/yr Maximum income: Contact property
>>>>>>>
Emerald Estates 71 10th St. Oakland, CA 94607 EBALDC Leasing: (510) 255-5335 EBCP [at] ebaldc.org
Studio: $1,635/mo 1BR: $1,752/mo 2BR: $2,103/mo *Family Housing Occupancy required: 1-3
Minimum income: Studio: $46,715/yr 1BR: $50,057/yr 2BR: $60,086/yr Maximum income: Contact property
>>>>>>>
Casa Grande Village 2124 92nd Avenue Oakland, CA 94603 EBALDC Leasing: (510) 882-4049 casagrande [at] ebaldc.org
2BR: $1,752/mo 3BR: $2,024/mo *Multi-Family Housing Occupancy required: 2-7
Minimum income: 2 persons: $50,057/yr 3 persons: $57,829/yr Maximum income: Contact property
>>>>>>>
MacArthur Park 7975 MacArthur Blvd Oakland, CA 94605 EBALDC Leasing: (510) 924-7697 macarthur [at] ebaldc.org
Studio: $1,090/mo 1BR: $1,168/mo 2BR: $1,402/mo *Multi-Family Housing
Minimum income: Studio: $31,143/yr 1BR: $33,371/yr 2BR: $40,057/yr Maximum income: Contact property
>>>>>>>
Kensington Garden Apartments 1900 26th Ave Oakland, CA 94601 EBALDC Leasing: (510) 434-1492
Studio: $1,090/mo 1BR: $1,168/mo *Multi-Family Housing
Minimum income: Studio: $31,143/year 1BR: $33,371/year Maximum income: Contact property
>>>>>>>
Cathedral Gardens 638 21st St Oakland, California 94612 EAH Housing Leasing: (510) 500-9434
3BR: $1,065-$2,233/mo *Family Housing
Minimum income: $31,950/yr Maximum income: $57,930-$115,860/yr See Move-In Qualification Sheet for details
>>>>>>>
Fargo Senior Center 868 Fargo Ave San Leandro CA 94579 Christian Church Homes Phone: 510-351-1103
Studio: $717 - $1,295 1BR: $760 - $1,385 *Senior Housing +62yr
Minimum income: 1 person: $31,080/yr 2 persons: $35,520./yr Maximum income: 1 person: $51,800/yr 2 persons: $59,200/yr
>>>>>>>
Contra Costa County Affordable Housing
Villa Vasconcellos 1515 Geary Rd. Walnut Creek, CA 94597 The John Stewart Co. & RCD Leasing: (925) 465-5462 villavasco [at] jsco.net
1BR: $743-1,279/mo *Senior housing, 55+
Minimum Income: 1BR: $1,486-$2,558/mo Maximum Income: 1 person: $50,000/yr 2 persons: $57,150/yr
>>>>>>>
The Oaks Apartments 3073 North Main Street Walnut Creek, CA 95127 EAH Housing Main Office:(925) 937-5559 TOmanagement [at] eahhousing.org
2BR: $1,568-$1,901/mo 3BR: $1,797-$2,181/mo 4BR: $2,417/mo *Family Housing Occupancy required: 1-9
Minimum income: 1 person: $45,720/yr Maximum income: 1 person: $60,000 2 persons: $68,580 3 persons: $77,160 4 persons: $85,680 5 persons: $92,580
>>>>>>>
Marin County Affordable Housing
Piper Court Apts 191 Piper Court Fairfax, California 94930 EAH Housing Office: (415) 453-0758 Fax: (415) 453-0758
2BR: $1,737 3BR: $1,245-$2,110 *Family Housing
Minimum Income: $52,110 Maximum Income: 2 People: $89,580 3 People: $100,770 4 People: $111,960 5 People: $120,930
>>>>>>>
Riviera Apartments 455 Canal St. San Rafael, CA 94901 EAH Housing Phone: (415) 453-4977 RSRManagement [at] eahhousing.org
Studio: $1,742/mo 1BR: $2,030/mo 2BR: $2,400/mo 3BR: $2,800/mo *Family Housing
Minimum income: Studio: $52,260/yr 1BR: $60,900/yr 2BR: $72,000/yr 3BR: $84,000/yr Maximum income: 1 person: $63,950/yr 2 persons: $73,100/yr 3 persons: $82,250/yr 4 persons: $91,350/yr 5 persons: $98,700/yr 6 persons: $106,000/yr 7 persons: $113,300/yr
>>>>>>>
Turina House 10 Labrea Way San Rafael, CA 94903 EAH Housing Phone: (415) 453-4977 TAManagement [at] eahhousing.org
1BR: $2,030/mo 2BR: $2,400/mo 3BR: $2,800/mo *Family Housing
Minimum income: 1BR: $49,980/yr 2BR: $59,790/yr 3BR: $68,910/yr Maximum income: 1 person: $63,950/yr 2 persons: $73,100/yr 3 persons: $82,250/yr 4 persons: $91,350/yr 5 persons: $98,700/yr 6 persons: $106,000/yr 7 persons: $113,300/yr
>>>>>>>
Pickleweed Apartments 651 Miller Ave Mill Valley, CA 94941 Bridge Housing (415) 388-6829
1BR: $1,632-$2,122 2BR: $1,946-$2,736 3BR: $2,145-$2,842
Minimum Income: $39,168 Maximum Income: 1 Person: $104,100 2 People: $118,950 3 People: $133,800
>>>>>>>
San Mateo County Affordable Housing
Peninsula Del Rey 165 Pierce Street, Daly City, CA 94015 Peninsula Del Rey Leasing Office: (650) 649-6527
Studio: $1,905 1BR: $2,040 Senior Housing, 55+ Community
Minimum Income: $48,900/yr Maximum Income: 1 Person: $65,250/yr 2 People: $75,000/yr
>>>>>>>
>>>>>>>
>>>>>>>
By Lynda Carson - December 29, 2024
Homelessness has increased during the past year by 18%, during the same time that so-called nonprofit housing developers in the Bay Area have been using “minimum income requirements” to exclude the poor from their so-called affording housing projects.
Last Friday, according to NPR, reportedly homelessness jumps to an all time high across the nation during an affordable housing shortage. In part the report states, “More than 770,000 people were living in shelters or outside in January, according to an annual federal report on homelessness by the Department of Housing and Urban Development. The number is up 18% from last year's count — which had also jumped from the year before — and is the largest number since HUD started doing this report in 2007.
HUD released its report Friday https://www.huduser.gov/portal/datasets/ahar/2024-ahar-part-1-pit-estimates-of-homelessness-in-the-us.html , based on the January "point-in-time" survey in cities around the country. The results punctuated a trend advocates for homeless people and affordable housing have been highlighting.”
According to reports during July 2024, the brutal Governor Gavin Newsom ordered that homeless encampments have to be cleared out, leaving the homeless with few options or places to go.
Reportedly, “Gov. Gavin Newsom ordered state agencies to remove homeless camps throughout California, his first major show of force since the Supreme Court granted state and local authorities more power to clear encampments.
Newsom’s executive order mandates that state agencies and departments adopt policies to clear camps on state property. It also encourages local governments to do the same.
“This executive order directs state agencies to move urgently to address dangerous encampments while supporting and assisting the individuals living in them — and provides guidance for cities and counties to do the same,” Newsom said in a news release. “The state has been hard at work to address this crisis on our streets. There are simply no more excuses. It’s time for everyone to do their part.”
Additionally, reportedly “A growing number of people — many of them older and homeless — are freezing to death during winter. https://kffhealthnews.org/news/article/california-freezing-deaths-increase-older-people-homeless/ “Hypothermia from exposure to cold temperatures was the underlying or contributing cause of death for 166 Californians last year, more than double the number a decade ago, according to provisional death certificate data from the U.S. Centers for Disease Control and Prevention. The age-adjusted rate of 3.7 deaths per million residents in 2023 was the highest in the state in at least 25 years.”
Making matters worse, Trump’s pick Scott Turner to run HUD may hate the poor. If Scott Turner becomes the next HUD Secretary, this may result in millions of more seniors and those with disabilities becoming homeless in the very near future.
Meanwhile, during the brutal homelessness increase in 2024 reported by HUD, it is horrifying to see that “minimum income requirements” still continue to exclude the poor from many so-called affordable housing projects in the Bay Area.
I have reported about this in 2023 https://www.indybay.org/newsitems/2023/05/12/18855991.php , and in 2022 https://www.indybay.org/newsitems/2022/08/13/18851569.php , and more than 10 years ago in 2014 https://www.indybay.org/newsitems/2014/08/21/18760485.php . However, minimum income requirements continue to exclude the poor from so-called affordable housing projects, as the homelessness crisis gets worse.
Reportedly, the average Social Security benefit is about $1,515 per month in California, during 2024, which is not much to live on locally, or in California.
Below are some recent listings that I dug up from the OpenHouse affordable housing listings in the Bay Area for the month of December 202. They reveal the activities of some affordable housing developers using “minimum income requirements” that exclude the poor from their so-called affordable housing projects.
Lynda Carson may be reached at newzland2 [at] gmail.com
OpenHouse
Affordable and Low-Income Housing Opportunities for Seniors and Adults with Disabilities
https://www.sf.gov/sites/default/files/2022-12/OpenHouseListings.pdf
San Francisco Affordable Housing:
Bayanihan House 88 6th Street (& Mission St.) San Francisco, CA 94103 Neighborhood: South of Market JSCO (415) 957-0227 roxana [at] todco.org
SRO: $631/mo *Single Room Occupancy, occupancy limit is 2 *This housing only offers shared bathrooms
Minimum income: $1,200/mo Maximum income: 1 person: $54,845/yr 2 persons: $62,685/yr
>>>>>>>
The Knox SRO 241 6th Street (& Folsom St.) San Francisco, CA 94103 Neighborhood: South of Market JSCO (415) 957-0227 roxana [at] todco.org
SRO: $772/mo *Single Room Occupancy, occupancy limit is 2 Room Size 10 ½’ x 18’ (Semi-Private) Bathroom - 7’ x 7
Minimum income: $1,500/mo Maximum income: 1 person: $62,680/yr 2 persons: $71,640/yr
>>>>>>>
Ambassador Hotel 55 Mason St., San Francisco, CA 94102 Neighborhood: Tenderloin Tenderloin Neighborhood Development Corporation (415) 776-7666 or (415) 361-4401 propertymanagement [at] tndc.o rg
SRO: $700/mo **These SRO units of er private bathrooms, but kitchen is communal for all building residents
Minimum income: $1,400/mo Maximum income: $39,350-$60,500/yr
>>>>>>>
Civic Center Residences 44 McAllister Street San Francisco, CA 94102 Neighborhood: Tenderloin TNDC Phone: (415) 431-2870 leaseups [at] tndc.org
SRO: $550-$600/mo This opportunity is for an SRO unit with shared bathroom and kitchen facilities.
Minimum income: $1,100-$1,200/mo Maximum income: $47,985-$52,450 /yr
>>>>>>>
Dalt Hotel 34 Turk Street San Francisco, CA 94102 Neighborhood: Tenderloin TNDC (415) 474-7712 Dalt-Leaseup [at] tndc.org
SRO: $600-$675/mo Unit sizes: 126-268 sq ft This opportunity is for an SRO unit with shared bathroom and kitchen facilities.
Minimum income: $1,200-$1,350/mo Maximum income: $52,450/yr
>>>>>>>
St. Claire Residence 585 Geary Street San Francisco, CA 94102 Neighborhood: Tenderloin Chinatown Community Development Center Phone: (415) 981-1378 Leasing [at] ChinatownCDC.org
SRO: $686/month Occupancy: 1 person
Minimum income: $1,372/month Maximum income: 1 person: $50,450/yr
>>>>>>>
William Penn Hotel 160 Eddy Street, San Francisco, CA 94102 Neighborhood: Tenderloin Chinatown Community Development Center Phone: (415) 775‐6211 leasing [at] chinatowncdc.org
SRO: $525-$625/mo **Available with private or shared bathroom units Maximum occupancy: 1
Minimum income: No bath: $1,050/mo With bath: $1,250/mo
>>>>>>>
Clayton Hotel 675 Clay Street, San Francisco, CA 94111 Neighborhood: Chinatown CCDC (415) 981-1378 Leasing [at] ChinatownCDC.org
SRO: $546/mo Maximum occupancy: 1 person This opportunity is for an SRO unit with shared bathroom and kitchen facilities
Minimum income: 1 person: $1,092/mo Maximum income: 1 person: $29,100/yr
>>>>>>>
Swiss American Hotel 534 Broadway, San Francisco, CA 94133 Neighborhood: North Beach CCDC (415) 984-1465 Leasing [at] ChinatownCDC.org
SRO: $575-$675/mo Maximum occupancy: 1 person This opportunity is for an SRO unit with shared bathroom and kitchen facilities.
Minimum income: 1 person: $1,150-$1,350/mo Maximum income: 1 person: $55,950/yr
>>>>>>>
Yerba Buena Commons 88 Perry St. (& 3rd St.) San Francisco, CA 94107 Neighborhood: South of Market Yerba Buena Commons Contact Leasing Office: info [at] yerbabuenacommons.c om
Studio: $1,470/mo w/ $1,470 deposit *Low-Income housing (No age req.)
Minimum income: $30,000/yr Maximum income: 1 person: $58,800/yr 2 persons: $67,200/yr
>>>>>>>
AVA Nob Hill 965 Sutter Street San Francisco, CA 94109 Neighborhood: Nob Hill Avalon Bay Communities Phone: (415) 928-0840 Contact Form available here
Studio: $1,311/mo 1BR: $1,499/mo 2BR: $1,686/mo +$50/mo fee for Wi-Fi
Minimum income: Studio: $31,464/yr 1BR: $35,967/yr 2BR: $40,464/yr Maximum income: Studio: $52,450-$59,950/yr 1BR:
>>>>>>>
Avalon at Mission Bay 255 King Street San Francisco, CA 94107 Neighborhood: Mission Bay Avalon Communities Phone: (415) 212-5225 Email: amissionbay [at] avalonbay.com
Studio: $1,607/mo 1BR: $1,831/mo 2BR: $2,029/mo 3BR: $2,226/mo *70% AMI Program, waitlist also open for 110% AMI Program
Minimum income: 70% AMI Program: Studio: $38,568/yr 1BR: $43,944/yr 2BR: $48,696/yr 3BR: $53,424/yr Maximum income: 70% AMI Program: 1 person: $70,600/yr 2 persons: $80,700/yr 3 persons: $90,800/yr 4 persons: $100,850/yr 5 persons: $108,950/yr 6 persons: $117,000/yr 7 persons: $125,100/y
>>>>>>>
Alameda County Affordable Housing:
Northgate Terrace 550 24th Street Oakland, CA 94612 Northgate Terrace (510) 465-9346
Studio: $1,050-$1,500/mo *Senior Housing, 62+
Minimum Income: $2,100/mo Maximum Income: 1 Person: $62,160 2 People: $71,040
>>>>>>>
Eastlake Apartments 2505 10th Avenue Oakland, CA 94606 EBALDC Leasing: (510) 434 – 1492 eastlakeapartments [at] ebaldc.org
1BR: $1,752/mo 2BR: $2,103/mo *Family Housing
Minimum income: 1BR: $50,057/yr 2BR: $60,086/yr Maximum income: Contact property
>>>>>>>
Emerald Estates 71 10th St. Oakland, CA 94607 EBALDC Leasing: (510) 255-5335 EBCP [at] ebaldc.org
Studio: $1,635/mo 1BR: $1,752/mo 2BR: $2,103/mo *Family Housing Occupancy required: 1-3
Minimum income: Studio: $46,715/yr 1BR: $50,057/yr 2BR: $60,086/yr Maximum income: Contact property
>>>>>>>
Casa Grande Village 2124 92nd Avenue Oakland, CA 94603 EBALDC Leasing: (510) 882-4049 casagrande [at] ebaldc.org
2BR: $1,752/mo 3BR: $2,024/mo *Multi-Family Housing Occupancy required: 2-7
Minimum income: 2 persons: $50,057/yr 3 persons: $57,829/yr Maximum income: Contact property
>>>>>>>
MacArthur Park 7975 MacArthur Blvd Oakland, CA 94605 EBALDC Leasing: (510) 924-7697 macarthur [at] ebaldc.org
Studio: $1,090/mo 1BR: $1,168/mo 2BR: $1,402/mo *Multi-Family Housing
Minimum income: Studio: $31,143/yr 1BR: $33,371/yr 2BR: $40,057/yr Maximum income: Contact property
>>>>>>>
Kensington Garden Apartments 1900 26th Ave Oakland, CA 94601 EBALDC Leasing: (510) 434-1492
Studio: $1,090/mo 1BR: $1,168/mo *Multi-Family Housing
Minimum income: Studio: $31,143/year 1BR: $33,371/year Maximum income: Contact property
>>>>>>>
Cathedral Gardens 638 21st St Oakland, California 94612 EAH Housing Leasing: (510) 500-9434
3BR: $1,065-$2,233/mo *Family Housing
Minimum income: $31,950/yr Maximum income: $57,930-$115,860/yr See Move-In Qualification Sheet for details
>>>>>>>
Fargo Senior Center 868 Fargo Ave San Leandro CA 94579 Christian Church Homes Phone: 510-351-1103
Studio: $717 - $1,295 1BR: $760 - $1,385 *Senior Housing +62yr
Minimum income: 1 person: $31,080/yr 2 persons: $35,520./yr Maximum income: 1 person: $51,800/yr 2 persons: $59,200/yr
>>>>>>>
Contra Costa County Affordable Housing
Villa Vasconcellos 1515 Geary Rd. Walnut Creek, CA 94597 The John Stewart Co. & RCD Leasing: (925) 465-5462 villavasco [at] jsco.net
1BR: $743-1,279/mo *Senior housing, 55+
Minimum Income: 1BR: $1,486-$2,558/mo Maximum Income: 1 person: $50,000/yr 2 persons: $57,150/yr
>>>>>>>
The Oaks Apartments 3073 North Main Street Walnut Creek, CA 95127 EAH Housing Main Office:(925) 937-5559 TOmanagement [at] eahhousing.org
2BR: $1,568-$1,901/mo 3BR: $1,797-$2,181/mo 4BR: $2,417/mo *Family Housing Occupancy required: 1-9
Minimum income: 1 person: $45,720/yr Maximum income: 1 person: $60,000 2 persons: $68,580 3 persons: $77,160 4 persons: $85,680 5 persons: $92,580
>>>>>>>
Marin County Affordable Housing
Piper Court Apts 191 Piper Court Fairfax, California 94930 EAH Housing Office: (415) 453-0758 Fax: (415) 453-0758
2BR: $1,737 3BR: $1,245-$2,110 *Family Housing
Minimum Income: $52,110 Maximum Income: 2 People: $89,580 3 People: $100,770 4 People: $111,960 5 People: $120,930
>>>>>>>
Riviera Apartments 455 Canal St. San Rafael, CA 94901 EAH Housing Phone: (415) 453-4977 RSRManagement [at] eahhousing.org
Studio: $1,742/mo 1BR: $2,030/mo 2BR: $2,400/mo 3BR: $2,800/mo *Family Housing
Minimum income: Studio: $52,260/yr 1BR: $60,900/yr 2BR: $72,000/yr 3BR: $84,000/yr Maximum income: 1 person: $63,950/yr 2 persons: $73,100/yr 3 persons: $82,250/yr 4 persons: $91,350/yr 5 persons: $98,700/yr 6 persons: $106,000/yr 7 persons: $113,300/yr
>>>>>>>
Turina House 10 Labrea Way San Rafael, CA 94903 EAH Housing Phone: (415) 453-4977 TAManagement [at] eahhousing.org
1BR: $2,030/mo 2BR: $2,400/mo 3BR: $2,800/mo *Family Housing
Minimum income: 1BR: $49,980/yr 2BR: $59,790/yr 3BR: $68,910/yr Maximum income: 1 person: $63,950/yr 2 persons: $73,100/yr 3 persons: $82,250/yr 4 persons: $91,350/yr 5 persons: $98,700/yr 6 persons: $106,000/yr 7 persons: $113,300/yr
>>>>>>>
Pickleweed Apartments 651 Miller Ave Mill Valley, CA 94941 Bridge Housing (415) 388-6829
1BR: $1,632-$2,122 2BR: $1,946-$2,736 3BR: $2,145-$2,842
Minimum Income: $39,168 Maximum Income: 1 Person: $104,100 2 People: $118,950 3 People: $133,800
>>>>>>>
San Mateo County Affordable Housing
Peninsula Del Rey 165 Pierce Street, Daly City, CA 94015 Peninsula Del Rey Leasing Office: (650) 649-6527
Studio: $1,905 1BR: $2,040 Senior Housing, 55+ Community
Minimum Income: $48,900/yr Maximum Income: 1 Person: $65,250/yr 2 People: $75,000/yr
>>>>>>>
>>>>>>>
>>>>>>>
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1 yr. ago
Pure_Tast3
Denied for affordable housing
Housing/Shelter/Standard of Living
Hello
I recently applied to a low income tax credit affordable housing property. I was denied due to “low income”.
The property website and management stated that an applicant should make equal to or less than the maximum income allowed. No where on the site did it state that there is a minimum income requirement.
I guess I’m confused on what equal or leas than to the maximum allowable income means now. I make about 32k per yr and am quite sure that falls within the income limits for a family of my size. I make enough to pay market rate but not enough to qualify for affordable housing????
I have contacted HUD and am awaiting a reply but was curious has this madness happened to others lol what is going on with the world
r/povertyfinance - Denied for affordable housing
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u/TryingtobeNiceOkAY avatar
TryingtobeNiceOkAY
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1 yr. ago
•
How bizarre, I'm sorry. How did you apply?
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u/Pure_Tast3 avatar
Pure_Tast3
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1 yr. ago
•
I applied online. The process took about 1 month for them to review and ask for additional documentation like bank statements and proof of employment.
The did not ask for info like a rental ledger for proof I’ve been paying rent, income verification, etc.
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u/flashcapulet avatar
flashcapulet
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1 yr. ago
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there’s usually a range. did they not post one? just this chart?
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u/Pure_Tast3 avatar
Pure_Tast3
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1 yr. ago
•
Nope just the chart. I’ve contaced HUD for clairity and am waiting on a reply.
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[deleted]
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1 yr. ago
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Generally when you rent your gross income must be at least 2.5-3 times your rent. So if you make 2.5k a month and try to rent an apartment with a rent of 1.25k you'll get denied. Perhaps this is what's going on?
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paging_mrherman
•
1 yr. ago
•
I wish more people knew this. I lived in my last apartment for 10 years. When I had to move I had no idea you need 3x your take home. I was lucky to find a 300sqft shithole for 55% of my take home.
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brilliant-soul
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1 yr. ago
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This happened to me too. Low income in my city starts at 50K annually despite min wage only being like 30K annually
They say it's a range but they never mean a range downwards
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Feisty_Elfgirl_5258
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1 yr. ago
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I was denied becuase I'm not disabled and do not have children. When I called my mother crying (becuase what else could I do at this point.) She said maybe all my classmates that got pregnant in high school had the right idea.
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Choice_Caramel3182
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1 yr. ago
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I just moved into this type of housing.
The rules were you had to make under the maximum amount, but your gross still had to be at least 2x's the monthly rent.
So for me, I make $46k ($3800/mo gross), so that is more than double, but under the income limit for a 3 person HH (which was like $65k for my area)
I believe this is the standard calculation used for this type of housing
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human-foie-gras
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1 yr. ago
•
Hello! I manage a section 8/ LIHTC property. I may be able to answer some questions you have.
The income maximums are strict and have absolutely no wiggle room. If you’re over by even $1 you don’t qualify.
Income is calculated 3 ways.
1 - average of your last 3 months paystubs 2 - YTD calculations off your last paystubs 3 - verification of employment from your employer.
If any of the three calculations are over the maximum you are not qualified because they use your maximum projected income for the next 12 months.
If you want some examples of this, let me know, and I can provide them.
General rule of thumb is you must make 2 to 3 times the amount of monthly rent to qualify. I looked on the website they didn’t list this, so it was probably on the resident selection criteria. Really it should’ve been on the website for best practices.
I’m a little concerned why they said that you were under income because given the information I’ve seen I would be more concerned that you would be over income
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[deleted]
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1 yr. ago
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They need to update this ; should be like 80k now
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Competitive-Call3303
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1 yr. ago
•
I was really bummed when I realized I was too poor for Habitat for Humanity.
Look into public housing... keeps me from being homeless.
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u/Pure_Tast3 avatar
Pure_Tast3
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1 yr. ago
•
I also think habitqt shouldnt require so much of us! We have to help build the home thats the sweat equity!
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u/Pure_Tast3 avatar
Pure_Tast3
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1 yr. ago
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u.s poverty guidelines
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Pure_Tast3
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•
1 yr. ago
•
I’ve also added the poverty guidelines here in the US for those who are unaware what they are since they are ever changing depending on inflation, regional differences, etc. I’m sure many would be surprised to find they are in fact low income and qualify for assistance 🙃. It is sperated by yearly income, monthly income etc. please don’t assume you know what low income is without checking.
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u/Equivalent_Section13 avatar
Equivalent_Section13
•
10 mo. ago
•
Appeal. Wrote to them sag tiu want to appeal. That's the best step
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T1m3Wizard
•
1 yr. ago
•
They might be using MAGI in their calculations. Do you have other small amounts of income or investments elsewhere?
What would your rent have been if you were approved?
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u/Pure_Tast3 avatar
Pure_Tast3
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•
1 yr. ago
•
No I don’t have any other form of income. The rent would have been 1280 which is way more affordable than the 1750 I pay now. I’m super frustrated that my lovely state thinks I am rich enough pay market rate but am too poor to pay for subsidized housing. Its baffling to say the least.
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Bubbly-Manufacturer
•
1 yr. ago
•
Is that take home or gross?
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D_Ethan_Bones
•
1 yr. ago
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34k was what I was making decade before last straight out of school, and I still needed my mother to cosign for me to get my first bottom of the barrel apartment on that job.
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mtempissmith
•
1 yr. ago
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Edited 1 yr. ago
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I'm in affordable housing and I only make like 12K a year so it might be a particular building thing or you got turned down for other things like credit or rental history and they are just not saying that for some reason. Whatever it is there might be some other thing besides your actual income that's not what they want.
Some buildings they have more criteria than they tell you. They're looking for certain people that meet certain quotas, certain levels of income within the levels stated, or past rental histories that don't present problems. My building they did a pretty through check before I was accepted I was told. They told me credit didn't matter but they still checked it anyway as I found out later because their checking lead to a hit on my credit that was there for like 2 years...
I have been turned down for making too little for an apt that had no lower income requirement supposedly. Me just being on PA at the time wasn't enough for them. This building they required steady money, and preferred people with government money, like SSA benefits. I qualified because I had finally gotten that. Otherwise I'd still be sitting in a shelter hoping and wishing for something that would never happen.
Every building, every management company has their things that they are looking for in potential tenants, particularly in terms of the public lottery apartments. I've had applications for a lot of those processed even after I got housed here. My application is somehow still stuck in the system and it gets sent even to places I'd have never qualified for. Even with the right income for some of them I always get turned down.
I probably never would have gotten into affordable housing if not for being disabled and HRA here tapping me for this place. The whole lottery system here in NYC it's a joke. You have places where people have to be making minimum 112K a year just to apply. At that level of income do they really need affordable housing?
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u/Pure_Tast3 avatar
Pure_Tast3
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•
1 yr. ago
•
I’m glad you were finally able to get in! It sucks you had to jump through hoops and hurdles!
You are right 112k a year to qualify for affordable housing is pretty insane, I’m sure that income can stretch somewhere. That’s like the uber rich who have rent controlled apts and won’t leave.
Thank you for that perspective, I’ll double check my credit. I am really intrigued because I was actually preapproved based on my tenant screening. Then after a month or so they denied me based on income. I do plan to appeal bc this moma needs a break in life shoot rent $50 cheaper would make me happy atp lol that $50 I have to go towards my goals!
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u/Fancy-Chemistry-4767 avatar
Fancy-Chemistry-4767
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•
1 yr. ago
•
YES!! It isn’t only you… it’s happening everywhere!
About a month, I received a letter from our local affordable housing community, 2 months AFTER sending in the application & $50 non-refundable application fee, stating: My credit didn’t meet the qualifications so I was denied a spot on the waiting list. WHAT?!!! And they call themselves an equal housing opportunity development. Right, okay! NEVERMIND THE FACT: I’ve been renting for 20 years & have an EXCELLENT rental history on making my rent/utilities every month, no evictions, no repossessions, I have less than 1 year left on a 5 year car loan with perfect payment attendance, great references, full time work SERVING the COMMUNITY working as a CNA for the elderly while applying to nursing school, I don’t party or have crowds of people over, I’m a great tenant! My credit was good up until inflation hit & I was forced to make a decision to either pay rent/car payment-insurance and food OR continue paying the insanely high interest rates of my credit cards… I couldn’t afford to do both- so obviously I took the responsible route and the credit cards took the back seat. I’ve NEVER had to do that but to me, having a roof over my head, food to eat and a car to get to work was priority! I don’t receive any state assistance so I pay everything on my own. I also tried applying for energy/heating assistance and got denied because I didn’t have 4 weeks of pay stubs BUT had a full time job working off the books which my employer wrote them a letter stating I was working for him and how much I was making. The cost of living beside the hourly pay rate makes ZERO sense and makes everything unaffordable! So yeah, I got the door slammed in my face for ANY TYPE OF HELP!
I’m currently living in a house that I’ve been renting for 1 1/2 years with my 6 year old dog and roommate who has a heart condition & chronic asthma. It has a bad roof which has now caused a MAJOR black mold issue & it’s only gotten worse. Mold is growing on the clothing and shoes in my bedroom closet, on the shelves in my kitchen, everything in the garage has molded over, I can barely breath when I wake up in the mornings, it’s awful! I’m in a TERRIBLE situation and desperately need help… nobody at the social services office will help me either. 🌟 I can’t afford any of the $2-$3k/month 1 & 2 bedroom rentals in the area. Sure, I can afford to pay that every month, but not while I’m STILL paying to live in my current home PLUS come up with first last & security on a new place PLUS a moving truck all at the same time. PLUS maintaining my full time job to do all of this. I have no reason to not qualify for affordable housing or any type of assistance but I’m literally worn down mentally and physically… I don’t have the energy to fight this. Sadly, I’m most likely going to end up having to live in my car because by spring time, the mold will be out of control with the heat & humidity. I’ve even told them of the mold issue but they don’t care! I’m living a nightmare and have no idea what to do!
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[deleted]
•
1 yr. ago
•
beebzette
•
1 yr. ago
•
Appeal, appeal, appeal. Be pleasant but persistent
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u/Pure_Tast3 avatar
Pure_Tast3
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•
1 yr. ago
•
For sure thank you!!
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Purple-Wish711
•
1 yr. ago
•
We are currently living in one of these tax credit properties owned by Winn and it’s been a nightmare. We applied when my husband was receiving worker’s comp and were accepted right away. I made it clear to them that this was temporary and his income would increase in a few months. Now we are just barely over the maximum limit and are being asked to move. The rent is about $1500 for a small 2 bed, nothing included and it’s right at the top of our budget. I have no idea what we are going to do now because rent is so incredibly expensive and we don’t qualify for any assistance :(
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u/Pure_Tast3 avatar
Pure_Tast3
OP
•
1 yr. ago
•
Awwww I’m so sorry they are doing that to you! It does seem very unfair! I’ve been doing lots of research today and I have read when your income increases they usually let you stay until your lease is up at least but the rent goes up. I hope you and your family find a great place to live!
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u/Equivalent_Section13 avatar
Equivalent_Section13
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8 mo. ago
•
You appeal
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Warura
•
5 mo. ago
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Is there a way to calculate how much is subsidized from the rent or how would a company with these apartments calculate what to charge? Sorry to hijack the thread but I have found zero to no info on what people that live in these appartments and procedures. I am currently living in one, from NM and been here 2 years with same rent. This year my wife got a job for 12 x hr, and we will renew in the next months and they telling us that now the rent will be $620 more, like really that much just for my wife working with that wage? We are thinking that we better off if she quits. We also lost medicaid for here getting that job, so its hard to go like this just for the "fun" of her trying to work for like net 120-130 extra a month and more work.
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u/PlaceChoice4091 avatar
PlaceChoice4091
•
4 mo. ago
•
I experienced a similar situation. I went to apply at a LIHHC property and was told I had to make 2,200 per month to qualify. I said oh that's fine I will just use my Sec 8 voucher. Her reaction was priceless. I've also found that several LIHTC also called Sec 42 do not properly train there staff. There are so many loopholes in the program or lack of regulations that allow LIHTC owners to do what they want. Said property also allows pets if you want to pay $350 per month pet rent. Good luck
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embryosarentppl
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4 mo. ago
•
You're not missing much. The property owners can get away with almost anything
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u/Proper-Instance-8744 avatar
Proper-Instance-8744
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2 mo. ago
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B
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[deleted]
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1 yr. ago
•
I am in the same situation right now. I was told I didn't meet the minimum income requirements for the low income tax credit property even though I have a permanent HUD program (not section 8 but permanent supportive housing) that pays my full rent.
I understand about the upper limit and find that online but is the lower limit legal even? It doesn't make sense unless the goal is to keep really low income people out.
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u/Pure_Tast3 avatar
Pure_Tast3
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•
1 yr. ago
•
Exactly! It makes no sense that they don’t even bother to disclose this info! Everyone deserves housing!
I did find a place and I hope you do soon as well!!
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Pure_Tast3
Denied for affordable housing
Housing/Shelter/Standard of Living
Hello
I recently applied to a low income tax credit affordable housing property. I was denied due to “low income”.
The property website and management stated that an applicant should make equal to or less than the maximum income allowed. No where on the site did it state that there is a minimum income requirement.
I guess I’m confused on what equal or leas than to the maximum allowable income means now. I make about 32k per yr and am quite sure that falls within the income limits for a family of my size. I make enough to pay market rate but not enough to qualify for affordable housing????
I have contacted HUD and am awaiting a reply but was curious has this madness happened to others lol what is going on with the world
r/povertyfinance - Denied for affordable housing
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u/TryingtobeNiceOkAY avatar
TryingtobeNiceOkAY
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1 yr. ago
•
How bizarre, I'm sorry. How did you apply?
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Pure_Tast3
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1 yr. ago
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I applied online. The process took about 1 month for them to review and ask for additional documentation like bank statements and proof of employment.
The did not ask for info like a rental ledger for proof I’ve been paying rent, income verification, etc.
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u/flashcapulet avatar
flashcapulet
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1 yr. ago
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there’s usually a range. did they not post one? just this chart?
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u/Pure_Tast3 avatar
Pure_Tast3
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1 yr. ago
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Nope just the chart. I’ve contaced HUD for clairity and am waiting on a reply.
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[deleted]
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1 yr. ago
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Generally when you rent your gross income must be at least 2.5-3 times your rent. So if you make 2.5k a month and try to rent an apartment with a rent of 1.25k you'll get denied. Perhaps this is what's going on?
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paging_mrherman
•
1 yr. ago
•
I wish more people knew this. I lived in my last apartment for 10 years. When I had to move I had no idea you need 3x your take home. I was lucky to find a 300sqft shithole for 55% of my take home.
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brilliant-soul
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1 yr. ago
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This happened to me too. Low income in my city starts at 50K annually despite min wage only being like 30K annually
They say it's a range but they never mean a range downwards
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Feisty_Elfgirl_5258
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1 yr. ago
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I was denied becuase I'm not disabled and do not have children. When I called my mother crying (becuase what else could I do at this point.) She said maybe all my classmates that got pregnant in high school had the right idea.
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Choice_Caramel3182
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1 yr. ago
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I just moved into this type of housing.
The rules were you had to make under the maximum amount, but your gross still had to be at least 2x's the monthly rent.
So for me, I make $46k ($3800/mo gross), so that is more than double, but under the income limit for a 3 person HH (which was like $65k for my area)
I believe this is the standard calculation used for this type of housing
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human-foie-gras
•
1 yr. ago
•
Hello! I manage a section 8/ LIHTC property. I may be able to answer some questions you have.
The income maximums are strict and have absolutely no wiggle room. If you’re over by even $1 you don’t qualify.
Income is calculated 3 ways.
1 - average of your last 3 months paystubs 2 - YTD calculations off your last paystubs 3 - verification of employment from your employer.
If any of the three calculations are over the maximum you are not qualified because they use your maximum projected income for the next 12 months.
If you want some examples of this, let me know, and I can provide them.
General rule of thumb is you must make 2 to 3 times the amount of monthly rent to qualify. I looked on the website they didn’t list this, so it was probably on the resident selection criteria. Really it should’ve been on the website for best practices.
I’m a little concerned why they said that you were under income because given the information I’ve seen I would be more concerned that you would be over income
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[deleted]
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1 yr. ago
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They need to update this ; should be like 80k now
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Competitive-Call3303
•
1 yr. ago
•
I was really bummed when I realized I was too poor for Habitat for Humanity.
Look into public housing... keeps me from being homeless.
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u/Pure_Tast3 avatar
Pure_Tast3
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1 yr. ago
•
I also think habitqt shouldnt require so much of us! We have to help build the home thats the sweat equity!
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Pure_Tast3
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1 yr. ago
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u.s poverty guidelines
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Pure_Tast3
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•
1 yr. ago
•
I’ve also added the poverty guidelines here in the US for those who are unaware what they are since they are ever changing depending on inflation, regional differences, etc. I’m sure many would be surprised to find they are in fact low income and qualify for assistance 🙃. It is sperated by yearly income, monthly income etc. please don’t assume you know what low income is without checking.
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u/Equivalent_Section13 avatar
Equivalent_Section13
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10 mo. ago
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Appeal. Wrote to them sag tiu want to appeal. That's the best step
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T1m3Wizard
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1 yr. ago
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They might be using MAGI in their calculations. Do you have other small amounts of income or investments elsewhere?
What would your rent have been if you were approved?
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u/Pure_Tast3 avatar
Pure_Tast3
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1 yr. ago
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No I don’t have any other form of income. The rent would have been 1280 which is way more affordable than the 1750 I pay now. I’m super frustrated that my lovely state thinks I am rich enough pay market rate but am too poor to pay for subsidized housing. Its baffling to say the least.
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Bubbly-Manufacturer
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1 yr. ago
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Is that take home or gross?
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D_Ethan_Bones
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1 yr. ago
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34k was what I was making decade before last straight out of school, and I still needed my mother to cosign for me to get my first bottom of the barrel apartment on that job.
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mtempissmith
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1 yr. ago
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Edited 1 yr. ago
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I'm in affordable housing and I only make like 12K a year so it might be a particular building thing or you got turned down for other things like credit or rental history and they are just not saying that for some reason. Whatever it is there might be some other thing besides your actual income that's not what they want.
Some buildings they have more criteria than they tell you. They're looking for certain people that meet certain quotas, certain levels of income within the levels stated, or past rental histories that don't present problems. My building they did a pretty through check before I was accepted I was told. They told me credit didn't matter but they still checked it anyway as I found out later because their checking lead to a hit on my credit that was there for like 2 years...
I have been turned down for making too little for an apt that had no lower income requirement supposedly. Me just being on PA at the time wasn't enough for them. This building they required steady money, and preferred people with government money, like SSA benefits. I qualified because I had finally gotten that. Otherwise I'd still be sitting in a shelter hoping and wishing for something that would never happen.
Every building, every management company has their things that they are looking for in potential tenants, particularly in terms of the public lottery apartments. I've had applications for a lot of those processed even after I got housed here. My application is somehow still stuck in the system and it gets sent even to places I'd have never qualified for. Even with the right income for some of them I always get turned down.
I probably never would have gotten into affordable housing if not for being disabled and HRA here tapping me for this place. The whole lottery system here in NYC it's a joke. You have places where people have to be making minimum 112K a year just to apply. At that level of income do they really need affordable housing?
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u/Pure_Tast3 avatar
Pure_Tast3
OP
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1 yr. ago
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I’m glad you were finally able to get in! It sucks you had to jump through hoops and hurdles!
You are right 112k a year to qualify for affordable housing is pretty insane, I’m sure that income can stretch somewhere. That’s like the uber rich who have rent controlled apts and won’t leave.
Thank you for that perspective, I’ll double check my credit. I am really intrigued because I was actually preapproved based on my tenant screening. Then after a month or so they denied me based on income. I do plan to appeal bc this moma needs a break in life shoot rent $50 cheaper would make me happy atp lol that $50 I have to go towards my goals!
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u/Fancy-Chemistry-4767 avatar
Fancy-Chemistry-4767
Cake icon
•
1 yr. ago
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YES!! It isn’t only you… it’s happening everywhere!
About a month, I received a letter from our local affordable housing community, 2 months AFTER sending in the application & $50 non-refundable application fee, stating: My credit didn’t meet the qualifications so I was denied a spot on the waiting list. WHAT?!!! And they call themselves an equal housing opportunity development. Right, okay! NEVERMIND THE FACT: I’ve been renting for 20 years & have an EXCELLENT rental history on making my rent/utilities every month, no evictions, no repossessions, I have less than 1 year left on a 5 year car loan with perfect payment attendance, great references, full time work SERVING the COMMUNITY working as a CNA for the elderly while applying to nursing school, I don’t party or have crowds of people over, I’m a great tenant! My credit was good up until inflation hit & I was forced to make a decision to either pay rent/car payment-insurance and food OR continue paying the insanely high interest rates of my credit cards… I couldn’t afford to do both- so obviously I took the responsible route and the credit cards took the back seat. I’ve NEVER had to do that but to me, having a roof over my head, food to eat and a car to get to work was priority! I don’t receive any state assistance so I pay everything on my own. I also tried applying for energy/heating assistance and got denied because I didn’t have 4 weeks of pay stubs BUT had a full time job working off the books which my employer wrote them a letter stating I was working for him and how much I was making. The cost of living beside the hourly pay rate makes ZERO sense and makes everything unaffordable! So yeah, I got the door slammed in my face for ANY TYPE OF HELP!
I’m currently living in a house that I’ve been renting for 1 1/2 years with my 6 year old dog and roommate who has a heart condition & chronic asthma. It has a bad roof which has now caused a MAJOR black mold issue & it’s only gotten worse. Mold is growing on the clothing and shoes in my bedroom closet, on the shelves in my kitchen, everything in the garage has molded over, I can barely breath when I wake up in the mornings, it’s awful! I’m in a TERRIBLE situation and desperately need help… nobody at the social services office will help me either. 🌟 I can’t afford any of the $2-$3k/month 1 & 2 bedroom rentals in the area. Sure, I can afford to pay that every month, but not while I’m STILL paying to live in my current home PLUS come up with first last & security on a new place PLUS a moving truck all at the same time. PLUS maintaining my full time job to do all of this. I have no reason to not qualify for affordable housing or any type of assistance but I’m literally worn down mentally and physically… I don’t have the energy to fight this. Sadly, I’m most likely going to end up having to live in my car because by spring time, the mold will be out of control with the heat & humidity. I’ve even told them of the mold issue but they don’t care! I’m living a nightmare and have no idea what to do!
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[deleted]
•
1 yr. ago
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beebzette
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1 yr. ago
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Appeal, appeal, appeal. Be pleasant but persistent
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u/Pure_Tast3 avatar
Pure_Tast3
OP
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1 yr. ago
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For sure thank you!!
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Purple-Wish711
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1 yr. ago
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We are currently living in one of these tax credit properties owned by Winn and it’s been a nightmare. We applied when my husband was receiving worker’s comp and were accepted right away. I made it clear to them that this was temporary and his income would increase in a few months. Now we are just barely over the maximum limit and are being asked to move. The rent is about $1500 for a small 2 bed, nothing included and it’s right at the top of our budget. I have no idea what we are going to do now because rent is so incredibly expensive and we don’t qualify for any assistance :(
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u/Pure_Tast3 avatar
Pure_Tast3
OP
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1 yr. ago
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Awwww I’m so sorry they are doing that to you! It does seem very unfair! I’ve been doing lots of research today and I have read when your income increases they usually let you stay until your lease is up at least but the rent goes up. I hope you and your family find a great place to live!
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u/Equivalent_Section13 avatar
Equivalent_Section13
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8 mo. ago
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You appeal
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Warura
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5 mo. ago
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Is there a way to calculate how much is subsidized from the rent or how would a company with these apartments calculate what to charge? Sorry to hijack the thread but I have found zero to no info on what people that live in these appartments and procedures. I am currently living in one, from NM and been here 2 years with same rent. This year my wife got a job for 12 x hr, and we will renew in the next months and they telling us that now the rent will be $620 more, like really that much just for my wife working with that wage? We are thinking that we better off if she quits. We also lost medicaid for here getting that job, so its hard to go like this just for the "fun" of her trying to work for like net 120-130 extra a month and more work.
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u/PlaceChoice4091 avatar
PlaceChoice4091
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4 mo. ago
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I experienced a similar situation. I went to apply at a LIHHC property and was told I had to make 2,200 per month to qualify. I said oh that's fine I will just use my Sec 8 voucher. Her reaction was priceless. I've also found that several LIHTC also called Sec 42 do not properly train there staff. There are so many loopholes in the program or lack of regulations that allow LIHTC owners to do what they want. Said property also allows pets if you want to pay $350 per month pet rent. Good luck
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embryosarentppl
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4 mo. ago
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You're not missing much. The property owners can get away with almost anything
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u/Proper-Instance-8744 avatar
Proper-Instance-8744
•
2 mo. ago
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B
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[deleted]
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1 yr. ago
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I am in the same situation right now. I was told I didn't meet the minimum income requirements for the low income tax credit property even though I have a permanent HUD program (not section 8 but permanent supportive housing) that pays my full rent.
I understand about the upper limit and find that online but is the lower limit legal even? It doesn't make sense unless the goal is to keep really low income people out.
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u/Pure_Tast3 avatar
Pure_Tast3
OP
•
1 yr. ago
•
Exactly! It makes no sense that they don’t even bother to disclose this info! Everyone deserves housing!
I did find a place and I hope you do soon as well!!
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